The largest insurance-accepting therapist directory — in-network access at scale
Headway is a therapist network that handles insurance billing on behalf of independent therapists. One of the best platforms for finding an in-network therapist across most major insurers.
We've tested 34+ platforms. This review reflects hands-on experience, not marketing copy.
Headway at a Glance
Headway
The largest insurance-accepting therapist directory — in-network access at scale
Headway's model is elegant: independent therapists join the Headway network, and Headway handles their insurance credentialing and billing. The result is a rapidly growing directory of therapists who accept insurance — many of whom would otherwise be cash-only private practices. For clients, the experience is browsing a profile-rich directory and booking directly, similar to Grow Therapy. Headway's therapist network has become one of the largest and fastest-growing in the country. For insured clients who want in-network coverage and the ability to choose their therapist by specialty, location, and identity, Headway is a top-tier option.
Pricing & Plans
With most major insurance plans, Headway sessions cost whatever your in-network copay is — often -50 per session. Headway handles all insurance billing on behalf of your therapist, which means no superbills and no out-of-network reimbursement paperwork. Self-pay rates are set by individual therapists.
The bottleneck for in-network therapy has historically been credentialing — most private practice therapists can't afford the administrative burden. Headway removes that barrier at scale.
Who Headway Is Best For
Who Should Look Elsewhere
Session Formats
Headway supports video and in-person sessions depending on the therapist. The scheduling and session access are managed through the Headway platform for video appointments. In-person sessions happen at the therapist's practice location. Both can be covered by insurance through Headway's billing system.
Compare Your Options
Not sure if Headway is the right fit? These reviews cover related platforms and conditions worth reading alongside this one.
Our Verdict
Headway is a therapist network that handles insurance billing on behalf of independent therapists. One of the best platforms for finding an in-network therapist across most major insurers.
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DTS Research Team Editorial
Anxiety Disorders · CBT · Trauma-Informed Care
Every recommendation on this page was independently researched, cross-referenced against current clinical literature, and verified for accuracy by the DTS editorial team. Platforms are re-evaluated monthly.
We're not therapists — we're researchers who spent hundreds of hours comparing these platforms so you don't have to. Some links on this page are affiliate links, meaning we may earn a commission if you sign up. This never influences which platforms we recommend or how honestly we report their limitations.
Pricing reflects our most recent research as of March 2026 and may vary by location. Confirm directly with Headway before signing up.